No, you are not covered unless it specifically says so in the trip inclusion details (mainly some East African safaris). However these do not allow you a choice of evacuation provider, only take you as far as the nearest private hospital, and do not include any costs incurred once you are there (such as costs for doctors, operations, medicines, accommodation et cetera. All those costs would be borne by you. You should cover yourself for any emergency while on your trip with us.